Credit

Credit decisions with explainable terms.

Eligible customers can submit a request, follow manual underwriting, review approved terms, and track repayment activity.

How it works

A deliberate path from request to record.

01

Check eligibility

Availability depends on configured account, card, activity, and product criteria.

02

Apply for review

Provide the amount, term, and purpose requested by the application.

03

Review the decision

Approval, requested information, rejection, acceptance, and disbursement remain distinct stages.

Designed around trust

Approval is not disbursement

Funds become available only after approval, acceptance of applicable terms, and completion of the disbursement entry. Rates and schedules must match the agreement shown to you.

Operation lifecycle
  1. PendingReceived for review
  2. ProcessingOperational handling
  3. Completed or failedFinal recorded outcome
Common questions

Know what to expect.

Does eligibility guarantee approval?

No. Eligibility allows an application; underwriting determines the decision.

When does repayment begin?

The approved agreement and schedule define the due dates after disbursement.

Your next step

Manage requests from one secure workspace.

Product eligibility and availability vary by account and jurisdiction.